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This benefit is payable to insured women before or after confinement or to a husband…
Employment Injury Benefit is paid to insured persons (including the self-employed) who are in…
Funeral Grant is a one-time payment intended to assist with the funeral expenses of:…
Age Benefit is a payment made to an insured person who has attained the…
Invalidity Benefit is paid to a person who has exhausted his or her entitlement…
Survivors Benefit is paid to the widow/widower, children and a dependant parent of an…
Sickness Benefit is designed to supplement wages lost by an insured person who is…
The National Insurance Scheme pays eighteen (18) benefits in three categories: long-term, short-term and employment injury. The long-term benefits are: Age, Invalidity and Survivors (Spouse, Child, Dependent Parent). The short-term benefits are: Sickness, Maternity (Allowance/Grant), Funeral (Insured, Spouse, Child) and Employment Injury. The employment injury benefits are: Injury, Medical Expenses, Disablement, Constant Attendance and Death Benefit (Spouse, Child, Dependent Parent, Other Dependents).
The National Insurance Scheme pays seven (7) benefits in two categories: long and short term.
Sickness, Maternity, Funeral and Employment Injury.
The Long-term benefits are: Age, Invalidity and Survivors
All employed and self-employed persons in Grenada are mandated by the National Insurance laws to register and pay contributions. In this section the contributors are broken down into four sections: Self-employed, Voluntary, Employee and Employer.
An employer is a person or corporate body with whom an employee has entered into a contract of service or apprenticeship expressed or implied whereby such a person or corporate body is liable to pay salary, wages or other remuneration for services performed by the employee.
All Employees are required to register with the NIS and pay contributions. To register an employee must submit his or her certified birth certificate, a valid picture ID and all other relevant supporting documents where necessary (marriage certificate, deed poll, proof of citizenship, etc.). All employees should present their NIS card to their employer upon commencement of employment.
A voluntary contributor is someone who is between ages 16 and 60, and while not employed or self-employed, wish to continue to have contributions paid on their behalf.
All self-employed persons are required by law to be registered with the NIS and to pay contributions. The contributions rate for a self-employed person is 11% of gross earnings. Self-employed persons over the age of 60 are required to pay 1% of gross earnings for employment injury benefit. The maximum earnings on which contributions are payable is $5,000.00 per month
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