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Maternity Benefit

Maternity Benefit is payable to insured women immediately before or after confinement or to a husband whose wife cannot qualify on her own. Maternity Benefit is divided into two categories:

  • Maternity Allowance
  • Maternity Grant

A woman is entitled to both the Allowance and Grant. However the husband can only qualify for the Grant.

 Maternity Allowance is paid at a rate of 65% of the woman’s average insurable earnings for a period of twelve (12) weeks

A Maternity Grant is payable after confinement. This benefit is paid to the woman or to the husband of a woman who does not qualify for a benefit. The woman or her husband must have paid 50 contribution weeks at any time after being registered with the NIS. Being employed at the time is not a qualifying condition for this benefit.

To claim a Maternity Benefit, a claim form signed by a registered medical doctor stating the expected date of confinement or the actual date of delivery must be suubmitted to the NIS office. A midwife can also sign the claim form but only in confinement cases. An original birth certificate must be submitted for babies born outside of Grenada.

To qualify for Maternity Allowance, the claimant must: Be registered with the  NIS for at least 30 weeks; Have paid at least 20 contributions in the 30-week period immediately before the week of confinement; Be employed/selfemployed at the time; Be between the ages of 16 and 60

If the woman return to work before the end of the 12 week period while receiving a Maternity Benefit, she should immediately inform the National Insurance Scheme. Payment will cease immediately when she returns to work.

Disqualification

An insured person may be disqualified from receiving a Maternity Benefit if she:

  • Works in any week for which payment will ordinarily be made
  • Fails without good cause to take care of her health or to answer reasonable queries made by an officer of the National Insurance Board designated to ascertain continuing entitlement to the Benefit
  • Fails without good cause to comply with a notice in writing by the Director to undergo medical or other examination
  • Is in receipt of normal insurable earnings
  • Does not submit her claim within the time frame specified

Claims for Maternity Benefit must be submitted no more than 6 weeks before expected confinement or 3 weeks after the date of confinement.